In auto insurance, a lower deductible means the customer _____.
a.
has a higher monthly bill, but pays less out of pocket in the event of an accident.
b.
has a higher monthly bill and pays more out of pocket in the event of an accident.
c.
has a lower monthly bill, but pays more out of pocket in the event of an accident.
d.
has a lower monthly bill and pays less out of pocket in the event of an accident.